Application Checklist

Below is a list of documents that are required when you apply for a mortgage.


____  Driver's License

____  Social Security Card


Your Property

____  Copy of signed Purchase and Sales Agreement with all addendums 

____  Verification of the earnest money deposit

____  Contact information for Realtors, Sellers, Builders as applicable

____  Most recent Mortgage Statement (for refinance)

____  Homeowners Insurance Policy (or name and number of HOI agent)

____  Copy of Title Insurance Policy (for refinance)


Your Income

____  Pay stubs for the most recent 30 days

____  Tax returns for 2023 and 2022

____  W-2 forms 2023 and 2022

____  Name and address of all employers for last two years

____  For Self employed, Financial Statement, Balance Sheet, Profit and Loss Statement

____  Social Security and disability income benefits statement

____  Awards letter from any organization or agency 

____  Divorce decree for alimony, child support, or separate maintenance income 



____  Most recent two months bank statements 

____  Most recent statement on any asset account, stocks, money market etc

____  401 K or other retirement statement

____  If selling your current home, copy of your the sales contract


Every item will not apply to every applicant.  Please consult with your Mortgage Loan Originator.